Let's fund your dreams

So, whether it is a personal loan to buy a house or go on a vacation, or a structured credit facility to achieve mission-critical business goals, we can offer tailor-made loan solutions to all your cash-flow challenges.

ufc plc Loans

Loans we offer

Ideas capable of reshaping our world often require vast sums of money to bring to life. Our loans have never met an idea they couldn’t birth. So bring on the big ideas and let’s make a difference.

Agriculture loan

Agriculture loan

Agriculture loan is our loan product for customers owned businesses for agriculture sectors primarily geared toward growing our SME sub-sector and diversifying our customer base. 

Business loan

The Business loan enables businesses access working capital for inventory purchase from Key Distributors of major FMCGs, to drive up sales targets, increase volume of their business as well as other expansion needs.

Consumption loan

    • Consumer loan is a loan that we have prepared for you that you can choose whenever you work with our bank and you want to do something or solve a quick and unexpected problem that you don't have enough money for. Go to the branch closest to you and apply for this low interest loan.

Equipment loan

A loan to buy home furniture, office furniture or other places you want to work and you need basic equipment, let us show you a loan that pays a small interest compared to the value of the equipment you bought.

Group loan

Group loans in Umutanguha Finance Company PLC are loans that we give to groups of farmers, breeders or small traders and others who want to increase the capacity of their group. Contact our branch near you today and get a loan to increase your team's capacity.


Overdraft is a type of loan which allows the borrower/obligor to draw a certain amount in excess of the credit balance in their current account within a specified tenor usually not exceeding Twelve months.


Lease is specifically finance or sale and lease back financing to support the acquisition of asset or equipment


We provide collateral loans if you have insufficient collateral to get the loan you want you can apply for a collateral loan at Umutanguha Finance Company PLC


Ghana Umtunga Finance Company PLC today apply for a temporary loan to complete your business.


When you have a salary account, you can apply for a salary loan at a very low interest rate and for a long period of time. Open a delicious salary account and benefit our salary loan.


UFC STAFF LOANS is a credit (short term, medium or long term) availed to finance specific capital projects expansion or lines of business for a specified tenor.


TWIGIRE Refugees Loan is specifically finance or sale and lease back financing to support the acquisition of asset or equipment.


Bonds and Guarantee: These create contingent exposure for the bank. They take the form of instruments issued on behalf of customers to support contracts for supply, construction and performance.


The youth working with UMUTANGUHA FINANCE COMPANY PLC, committed to serving the country and developing themselves, we have prepared for them a loan that is easy to get and pay and at a low interest that is paid in the long term, which helps them build their future. Let's get ahead today. IZIHIRWE


We offer this loan to our entrepreneurial clients who want to make large purchases and require a secure investment. Open your account in UMTUNAHA, and start doing business at the entrepreneur level thanks to reliable financing.


We offer our clients contract loan especially for entrepreneurs and retailers who want to sell their products. More about this loan, find our nearest branch.


Seasonal loan is a loan that we have prepared for farmers working with Umutanguha Finance Company PLC to finance the farmer's season plan in a specific period, especially for the purchase of seeds and agricultural equipment.


is our loan product for female owned businesses for all sectors primarily geared toward growing our SME sub-sector and diversifying our customer base.

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